Detailed in-hand salary, pay scales, allowances and perks for India's top government exams — updated for 7th Pay Commission (7th CPC) and latest DA rates.
Salaries shown are post 7th CPC with current DA at 53% (effective Jan 2026). In-hand figures are estimates after NPS (10%) and standard deductions. HQ = metro/X-city posting. NH = non-headquarters/Y-city.
Government salaries post 7th Pay Commission are calculated as:
| Component | Details |
|---|---|
| Basic Pay | Pay Level × Increment index. Starting basic for each level is fixed. |
| Dearness Allowance (DA) | 53% of Basic Pay (effective Jan 2026). Revised every 6 months. |
| HRA | 27% (X city), 18% (Y city), 9% (Z city) of Basic Pay. |
| Transport Allowance (TA) | ₹1,350–₹7,200/month depending on grade and city. + DA on TA. |
| Gross Salary | Basic + DA + HRA + TA + other allowances. |
| NPS Deduction | 10% of (Basic + DA) deducted. Employer contributes 14%. |
| Income Tax | Taxable as per applicable slab after standard deduction. |
| In-Hand Salary | Gross − NPS employee share − Income Tax − CGHS − other deductions. |